In prominent California cities such as Los Angeles, San Diego, and San Jose, housing costs have increased by 75 percent over the past five years. Because of this, real estate experts such as Nick Vertucci believe a crisis is looming, and that legislative action is the best plan for avoiding a real estate disaster. With the median cost to buy a home being $500,000 and more millennials than ever seeking to buy their first home, it’s possible many young Californians may never experience home ownership. Despite having low unemployment, high per capita income, and growing tax revenue, Nick Vertucci has carefully analyzed the market and believes a major market correction is on the way.


With most cities setting new housing construction goals annually, the results are often falling short of expectations. In fact, Nick Vertucci believes that without legislation at the local and state level, expectations will continue to be less than expected, leaving more and more state residents without adequate housing options. However, with a variety of politicians, community city groups, and local planning boards all having differing opinions, there’s no doubt finding a solution may be difficult. However, with experts such as Nick Vertucci offering his unique insight into the situation and providing grassroots organizations with the information needed to bring about positive change, chances are sweeping action will occur.


With his reputation as one of the world’s most successful real estate investors, it’s clear Nick’s insight into this issue is one that others should not take lightly. Having known what it feels like to start one’s life over after the dot-com bust of 2000, Nick has achieved unparalleled success while supporting his three daughters. Constantly learning everything he can about real estate and never being one to shy away from hard work, Nick has been able to build a multi-million dollar real estate empire while also helping others.


Upon founding NV Real Estate Academy, Nick Vertucci has committed his life to helping others take control of their lives through careful and insightful real estate investing. By helping people everywhere learn how to build their own real estate empires, Nick shows his commitment to making the world a better place each and every day. Knowing the important role financial security plays in the lives of families, Nick is determined to help as many people as possible take control of their financial destinies and have lives full of prosperity.



The Brazilian government has laid out some significant plans to improve the basic sanitation services in the country. Per a question raised by Felipe Montoro Jens, an infrastructure specialist in the country, Edison Carlos, Trata Brasil president, confirmed that the government would provide concessions through BNDES. According to Carlos, the move would make significant improvements in structural, administration, and resource areas of sanitation services. It is revealed that more than 70% of basic sanitation is performed by state organizations, and almost 90% of sanitation services use public power. The latest initiative is to make more participation from the private sector as the government believes that both private and public players can work together and complement each other.



Additionally, BNDES is planning for customized action plans depending on the locations and states it is working with to adapt the local requirements. The significant loss of water in sanitation services is considered to be the biggest drawback of public players and causing a major flow of financial resources, reports Jens. Edison confirms that private players have better resources and advanced technology to prevent water loss. He believes that it is crucial while coming to water management in the country. Edison also raised voice for setting clear goals in the contracts and regular inspections to ensure the services are performed as stated.



Felipe Montoro Jens has decades of experience in working with various infrastructure companies and agencies in Brazil. He is on the board of directors of many infrastructure firms and agencies including Foz do Brasil SA, Fonte Nova Negocios e Participaçoes SA, Concessionaria do Centro Administrativo, San Antonio Energia SA, and more.



Jens worked with a number of firms including Terna S.p.A, Enron, and PricewaterhouseCoopers on various divisions from project development to auditing and consulting. He secured his graduation in business administration from Fundao Getlio Vargas and completed his master’s from Thunderbird, U.S., in international management.



In a bid to benefit basic sanitation service in the country (Brazil), then concessions must be generated involving partnerships with the agencies in place. This is in line to Mr. Felipe Montoro Jens who is a specialist in infrastructure projects. As per the situation in Brazil, 90% of its services in basic sanitation is performed by the public power. Of this, 70% is served by the state organizations. Therefore there is need for government bodies to be in partnership with private companies to work complementary to serve the people of Brazil through what we call a Concession. Felipe Montoro believes that the situation in Brazil requires help of private enterprises to improve basic sanitation because private enterprises have more resources to tackle the issue and that they also have an advanced technology which is crucial for water management in the country.


Mr. Felipe Montoro Jens who received his undergraduate degree in Business Administration from Getulio Vargas Foundation and a graduate degree International Management from the Thunderbird School of Global Management has served and is serving many positions within his line of profession and duty. Among the many positions held include: he serves as the Chief Executive Officer of Energipar Captação S.A; he served as Director of Santo Antônio Energia S.A; he served as a Director of Braskem S.A. from April 30, 2010 to August 27, 2013; He served as Director of Concesionaria Trasvase Olmos S.A.and Mr. Montoro also currently serves as the Chairman of Concessionária do Centro Administrativo do Distrito Federal S.A.


The 46 year old businessman has also worked at Terna S.p.A. (Enel Group S.p.A.) in the project development and structured finance area; in the international structured finance division and PricewaterhouseCoopers in the auditing and consulting divisions. He is also on the Board of Directors for various companies.


The concession program introduced for the basic sanitation services in Brazil is a game changer, revealed by Trata Brasil President, Edison Carlos, in a recent interview with Felipe Montoro Jens. The concession program introduced by the government in collaboration with BNDES is expected to make a revolutionary change in structural, resource, and management areas of sanitation services firms. Upon a question from Felipe, Edison has replied that it could also reduce wastage of water significantly. Considering majority of the sanitation services are provided by the state organizations, Edison believes that the emergence of private players can significantly improve the efficiency, and both private and public sectors can complement each other.



Additionally, while collaborating with private companies, the government bodies would leverage and experience advanced technology not only in management but in preventing water being wasted as well. Edison pointed out that the advancement in technology would make sure efficient use of water. BNDES is also focused on implementing customized plans for each state as the various places have different requirements. Also, the current level of wastage of water should be reduced to ensure the flow of financial resources to state companies in the water sector. While advocating the need for partnerships, Edison also pointed out the need of drafting contracts with clear goals. Additionally, there is a need for regular inspections by the state agencies to ensure the execution is as narrated.



Felipe is a major infrastructure and real estate expert with decades of experience in Brazil and other major industries. He always bats for high-quality and efficient services in the sector and helps various firms and agencies to implement policies and technologies that drive professionalism and optimum output in the sector.



Jens is on the board of directors of a number of agencies and firms including San Antonio Energia SA, Foz do Brasil SA, Fonte Nova Negocios e Participaçoes SA, Concessionaria do Centro Administrativo, and more. He completed his under graduation from Getulio Vargas Foundation and did his graduation from Thunderbird College of Global Management.



In order for people to experience financial success and freedom like Igor Cornelsen, he has to be creative. Some of the most successful people in the world have gained their success doing what they like. For instance, people who enjoy video games would do well to start a business based on video games. They could either play it or review them. They could also do other activities in order to bring forth success. Igor’s favorite pass time is investing. He likes the thrill of looking at businesses in order to see which ones are worth putting money towards. While some people may feel bored with investing, people who are experienced with this type of activity are aware of all of the different methods for earning.


Igor himself has experimented with all methods for earning money. He has seen the advantages and disadvantages that come with each method. He is willing to share this information with others that are looking for alternative ways to make money. When it comes to investing, all one needs to do is learn about the markets and figure out the signs that will work in their favor. Investing is the industry where it is important to look before one leaps.


People who treat investing like gambling are very likely to lose everything they invest. It is better to learn from experts like Igor Cornelsen on how the markets work. In Igor’s case, he has gained success from the Brazilian markets. He speaks from his experience with the markets. He has also connected with the business owners that are trying to take their company to a higher level. Therefore, he has gained money while helping others earn their income. Igor has shown people the importance of alternate income. Therefore, people can trust him to provide the necessary information on what it takes to profit from the market.

Eucatex Company has grown to be the largest private owned business that produces paint in Brazil. The innovative manufacturing company employs raw materials from eucalyptus in production. Apart from producing paint, Eucatex is known to have risen in the marketing industry of producing home products and commercial based products. The fifty-year-old company owes its success to one Flavio Maluf, the chief executive officer. Maluf has done an excellent job in prodding the growth of Eucatex amidst the harsh economic recession. He has advanced the production process through the use of eco-friendly raw materials. When Eucatex was established in 1951, most manufacturing companies hardly observed health and safety measures. There were little to no regulations concerning the benefits of environment safety during production.




One factor that set Eucatex apart is its consideration for the health and safety of people in the society. For Eucatex, it was important to observe health through using natural materials in production. That is why presently, the company is dedicated to manufacturing products through naturally safe raw materials like eucalyptus. With this initiative, there has been reduced damage to the environment. Under the leadership of Maluf, Eucatex has been able to juggle between producing high-quality products and keeping the environment safe. Maluf’s leadership exudes excellent skills in running the business. He has a vast experience according to the shared slides. These skills have majorly assisted him in operating Eucatex.




His academic credentials from FAAP San Paulo also contributed to his excellence in the world of business. Previously, he served as the president of GrandFood. For business prospects entering the world of entrepreneurship, Maluf has been an excellent role model and mentor. Maluf has a blog for articles related to business. In the blog, he offers useful advice on how to answer interview questions. He also provides guidance on successful tips to earn elevation at work. All this has been possible for Maluf because he has a track record of success. In 2010, Maluf initiated a plan to build an industrial plant through Eucatex. The mission of this plant is to get rid of any environmental hazards that crop out of manufacturing. Eucatex uses this plant in Brazil to eliminate wastes after production.



Technology innovations have turned to be extremely useful to businesses today. It is important to note that almost every functional application requires technological input to be accomplished. The executive of Eucatex, Flavio Maluf believes that technology targeting to simplify business operations will lead to excellent results in 2017.


Areas where technology has proven to be useful


Remote work


This is where employees are offered the opportunity to work from a distance. Flavio Maluf of Eucatex says that the number of employees working far from their offices is expected to increase in 2017, since many companies have embraced technological advancement.


Health and nutritional field


The current generation is more concerned about its health, beauty and the general body condition. The sector has designed fitness tools for smartphones, which can provide users with a number of applications including to measure calories, reveal good eating habits and keep nutritional records.


Sustainable products


Today, several measures have been implemented with the intention of preserving and protecting environment and natural resources. According to Flavio Maluf, products that develop culture of sustainability will continue to emerge in the market in the coming years. Therefore, this is an amazing option where those who want to venture into the business world can start their investment.




Nowadays, the demand for items sold on various online platforms has been on the rise. This sales model has been achieved by the easy access of technology among a large population. According to Maluf, a recent study revealed that 58% of shoppers are ready to add to the pool, in order to reach individuals targeting to get free shipment when they purchase items online.


Designing products for youth


Young people are considered to be the new consumers of technology and its applications. The executive of Eucatex believes products that please and excite this category of individuals should be developed because they are potential consumers of technology.


About Flavio Maluf


Maluf started working at Eucatex in 1987 where he served in different positions until he became the President of the company in 1997, a role he serves to date. Eucatex has engaged in various charitable initiatives to support neighboring communities under the leadership of Flavio Maluf, therefore changing lives of many individuals.


Having concessions and collaborating with the National Bank for Economic and Social Development (BNDES) is one of the key government’s plans in dealing with the present sanitation emergencies. One of the leaders that called to the implementation of that suggestion is Edison Carlos. The pioneer working with Trata Brasil termed it as one of the priority factors when dealing with development agendas in the country. Carlos has confidence that the provided services will shape the management of the services, auxiliary classes and assets. The decreased level of waste was a different perspective sent by Felipe Montoro, an ace in different foundations.

Edison showed that sanitation within Brazil involve 90% of its organizations and controlled by public powers, and from them, about 70% of clients get a similar treatment from various organizations in government. As per him, the private activity availability is the objective for limiting the general public since the two sorts of organizations can operate really well if only well managed. The head of the Trata Brasil foundation in like manner said that authoritative establishments have a grand and major experience that can be used by means through uniting of other different affiliations.

Consequently, BNDES will build up strategic plans as per the audits regarding the situation where the issue develops. Likewise, banks can in this way change the condition and allow the course of action to be implemented. The absence of water was named as among the central drivers of budgetary asset stream in associated affiliations managing water issues. As indicated by Felipe, it is difficult to receive proper services under the current scenario. According to Edison, the private section owns more resources, which makes it a basic responsibility of shielding water resources from being squandered. The innovation improvement of these affiliations was likewise named as a feature of the long haul solutions for the association managing water services in the country and thus a better course of action ought to take place immediately.

A lot of people view investing as a devastating financial practice. According to Igor Cornelsen, a seasoned investor, investing can be complex and exceedingly risky for an investor who is not well informed on the correct steps or moves to make. It is advisable for both the beginning and experienced investors to understand the rules governing the investing field and how a particular investment vehicle operates. Here are some important tips on investing by Igor that you can use to make wise investments that come with minimum risks.



You Should Not Lose Your Money



An investor’s job is to risk his/her money. It does not matter how good an opportunity seems like, there is always an element of losing money involved at all times. This risk cannot be avoided but you can mitigate it significantly. As an investor you should not allow yourself to lose money. Whenever an investment costs you some money, disembark from it as soon as possible. The whole purpose of been involved in investing is making money and as an investor you should never forget this golden rule.



Starting as Early as Possible



Time is very important when it comes to investments. You should start investing at the earliest opportune time. Investing early offers a great opportunity of maximizing your returns in the end.



Diversifying Your Portfolio



It is important for investors to diversify their investment portfolios in order to curtail the risks involved. Diversifying your portfolio as an investor increases your overall ability of getting more returns from a number of sources. It is important for an investor to have a blend of risky ventures and sound investments.



Getting an Adviser



Investors generally make decisions on their own. However, it is advisable to look for the services of a sound investments adviser to assist them especially as they begin their journey in this sector. After getting sound understanding of how things work in the field, you can start making investment decisions on your own.



About Igor Cornelsen



Igor Cornelsen is a Brazilian entrepreneur who is popular due to his exploits in the investing field. He has invested widely in the stock market and is presently involved with the Bainbridge Investments Incorporated, Bahamas. His stint at the investment firm started in 2011. He is mostly concerned with discovering exciting and ingenious ways of exploiting the stock markets to guarantee future success. Investing is Igor Cornelsen’s greatest hobby and his secret weapon lies in the market of his native country, Brazil. He also enjoys playing golf whenever he is free.



There are a lot of people who struggle with investing. Over time, there have been a lot of people offer advice on this subject. If you are ready to take things to the next level in this area of your life, you need to learn from people who have experience in many areas of the field. Igor Cornelsen has had a great career helping people who want to learn how to invest for the long term. Not only that, but he is ready and willing to try and make a difference in the lives of others as well. If you are ready to learn how to invest for the future, this is the way to go.


Early Life


When it comes to investing, there are a lot of skills that you can rely on in order to succeed. With all of the changes that have started to take place in this area, now is the time to take action. There are a lot of changes that are going on in the economy, and you need to have an investing plan to build wealth over the long term. Not only that, but you can start to get traction on your finances by working out a plan with him.


Investing Advice


With all of the his experience in the field, a lot of people are excited about the changes that are starting to take place in this area. If you want to learn how to help other people get to a new level in life, this the way to go. Igor Cornelsen has proven that he is ready and willing to help other people develop a plan in this area. Over time, he is the type of person who will help you in a variety of ways. Start to think about ways that you can build wealth through the different choices that you make. With all of the changes that are going on, now is the time that you can take advantage of those changes and the growth that is in the field.