Steve Ritchie is a great entrepreneur and businessman. He is the current President and Chief Executive Officer of Papa John’s International, Inc., which has its headquarters in Louisville, Kentucky. He started there, working as a customer service representative, making only six dollars an hour, and also worked as a delivery driver, store general manager and director of operations. He opened his own franchise then became Chief Operating Officer, a few years later. He has been president since 2015 then was promoted to Chief Executive Officer in January, 2018.

Papa John’s is the third largest delivery company in the world and has one hundred twenty thousand employees and five thousand stores. Steve Ritchie feels the most important aspect of Papa John’s is his team members. A majority of the managers have worked as delivery drivers, shift managers and in customer service, just as Steve did. To assist in helping his company excel, he wants emphasis to be put on Global Development and to offer the best Customer Service Experience through digital marketing.

Even with the great things that have happened within the company through the years, Steve Ritchie Papa Johns found himself needing to write a letter of apology to his customers about racial slurs that were made. He said, “It was the hardest week in his twenty-two years with Papa John’s.” He wanted his customers to know how sorry he was and that he hurt with them. The values of his company are most important to him.

In an article from CNBC, Steve Ritchie wants to use actions,not just words for his deserving customers. He is leading a management team to go to the various franchisees and to his employees to get their opinions and feedback. He also brought in advisors to help show how the company can improve on social issues.

Steve Ritchie (@PapaJohns) wants his customers to trust his company again. Even through all of this, he hopes to rebound and keep their No. 1 customer satisfaction ranking in the American Customer Satisfaction Index that they have had for twelve years. He is one who will keep striving for excellence, because he cares.

Husain Sajwani is the founder and owner of DAMAC, Inc., a real management and development company in Dubai. His properties are not only located in the United Arab Emirates but until in London, on and management of luxury apartments and resorts. Paris and other Arab locations. Sajwani has concentrated the bulk of his efforts in the areas of luxury apartments and resorts.

Sajwani gained a wealth of business experience as a schoolboy working for his father after school in the family variety store business. The hours were long, and he complained, but he learned that one has to work hard in order to become successful.

As per CNBC, after graduating from college in the United States, Sajwani returned to the Middle East and started a catering company that sold meals to the United States Army during the Gulf Wars. This venture was very successful, and the catering company is still in business and is a strategic part of DAMAC.

In the early 2000s, the UAE allowed foreign nationals to purchase properties in the UAE and to live there. Sajwani saw a great opportunity. He began to purchase land while promoting the luxury apartments that would be built there.

Sajwani is a master promoter and he began a vigorous campaign to market his accommodations as he knew there would be a great influx of people looking for a place to live. He was especially promoting higher-end, luxury apartments as he also was aware that there would be lots of people with the means to afford them coming to the country.

The very first project that was promoted to the public was completely sold out before any construction was even begun. The apartments offered every amenity and luxury add-ons that the people wanted and DAMAC had a very successful beginning. According to,  Sajwani always pays cash for the land and finances very little of the construction. This practice prevents foreclosure for the most part, in case a project should have problems. He also keeps a cash reserve that is set aside in case of economic issues.

Today, Sajwani has many family members who are active in the management of DAMAC as he is looking toward the future and the stability of the company.

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An entrepreneur and CEO of Bumble, Whitney Wolfe has been making her presence felt in the business world for quite some time. A native of Salt Lake Utah, Wolfe is the co-founder of the major dating app Tinder. Still under the age of thirty, Wolfe has built an impressive career and net worth. She is well known as one of the top women business leaders in America.

Whitney Wolfe is a graduate of Southern Methodist University, where she earned a degree in International Studies. She started her first business at the young age of 19 when she began selling tote bags. Unlike many people who start businesses, her focus was on helping others. She used her product to help people benefit by the major BP oil spill of in 2010. Wolfe’s bags gained lots of interest, including attention from major celebrities such as Nicole Riche and Rachel Zoe. Wolfe was well on her way to a successful career in the business world. Visit on her twitter account for more updates.

In 2012 Whitney Wolfe began one of her biggest projects. Along with Sean Rad, she began working on the dating app Tinder. Wolfe would eventually become the vice president of the company. Whitney Wolfe focused on promoting the product to college students which helped it to grow rapidly. Just a two years later she began working on an equally successful product, Bumble. This dating app was centered on women and giving them control during the dating process. The app had quick success, gaining more than eighty million matches. As of late 2017, Bumble has more than twenty million registered users.

Whitney Wolfe has been recognized for her success in business. In 2014 she was named one of Business Insider’s 30 Most Important Women Under 30 In Tech. On multiple occasions she has been recognized as one of Forbes 30 Under 30. Wolfe and her work have been featured in a number of major publications including TIME, Wired UK, Forbes and Fast Company. Read more:


There are many types of facilities that are there to help clients with their finances. One of the common types of financial help that people get are from money managers. They are the ones that take the funds and put them in portfolios. These types of firms are focused on the performance of the investment. One thing that the money manager does is put the money in the market with the hopes of outperforming it. Often times, the money is lost because they have made some bad investments because money managers are chasing performance and returns. Even in the case of some big gains, there is something lacking from the money manager.

This is where HCR Wealth Advisors can come in. Their focus is on relationships. They take some time to get to know their client. They ask about the client when it comes to many different aspects of their lives. Among the important pieces of information they learn about their clients is their needs, their income, their expenses, their financial goals and plenty of other pieces of information that are important to coming up with a good plan.

According to the Daily Forex Report, one good thing about the relationship-oriented approach to this financial assistance is that the client is made to feel like he is a part of the whole process. He is not made to feel like they are just going to take their money and do different things with it. Even though they have more experience with money and the markets than the client does, they are not going to act as if they know everything and the client can’t do anything. They will actually let the client know what can be done in order to improve his finances and reach goals of financial independence. Contact HCR Wealth on Twitter or on Facebook.

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Anil Chaturvedi is one of the most successful bankers who came from India and his influence in the industry is so significant that it managed to bring changes in the way banks perform, especially in Europe and India. His also influenced a lot of entrepreneurs in Asia, Europe, and North America to find out a more effective way on how they could move their funds from one bank to another, which would be beneficial to their businesses and their country’s economy. Anil Chaturvedi has been with the banking sector for four decades, and during this period, he managed to develop the skills needed to become an efficient banker. Today, he is working with Hinduja Bank, a financial institution that he transformed thanks to the reforms that he introduced.


Anil Chaturvedi attended the Delhi University and graduated in the year 1973. He took up a Bachelor of Arts degree, with a major in Economic Honors. He also took up an MBA in Financial Management at the same university. After he graduated, he immediately looked for a job that would help him become a successful banker. He worked with several financial institutions which are small-time, but his big break came after he was hired by the State Bank of India in 1987. He was given the position as a manager for development and planning, and he helped the financial institution to become successful and an excellent performer. During his time with the State Bank of India, he was given several recognitions because of his contribution in the growing number of Indian businesses opening in the United States. The business relationship between the two countries also improved, thanks to the efforts exerted by Anil Chaturvedi. He was also given the award as the Man of the Year because of his regular contributions in the field of business. He left the company in 1991 and looked for another firm that would elevate his career further.


He began transferring from one company to another, starting with ANZ Grindlays Bank where he worked for several years as the Vice President & Senior Representative for the company’s United States operations. He later joined Merill Lynch, working from 1993 to 2011. Then, another opportunity came, and he had to transfer to Hinduja Bank in 2011.

Mike Roy Andrew Bagguley has had an extensive career in finance specifically in banking. After graduating from the University of Warwick in 1988 with a Bachelor of Science degree in Mathematics, Mike Bagguley began his journey to become the Financial Markets Executive that he is today. As the former Chief Operating Officer of Investment Bank at Barclays, he has vast experience in management, leadership, and is always up to the task and is dedicated to streamlining the bank’s operations.

Mike Bagguley started working for Barclays Investment Bank in 2001 and has grown within the company from being Head of Macro Markets to being appointed as Chief Operating Officer in 2016. During this 17 year period, Bagguley held various other positions within Barclays Investment Bank including Head of FX and Commodities Trading, and Head of Rates and Linear Options Trading. As Chief Operating Officer, Mike Bagguley’s responsibilities included the rationalization of the operating platform, aligning company technology with its domains and services, and maximizing the execution of strategies.

In April 2018, he decided to bid farewell to the company. Today, Mike is the Shareholder Representative Director for LCH Group Holdings Limited – a company that provides services to mitigate counterparty risk across various asset classes.

For more information about Mike Bagguley, log onto Twitter, LinkedIn or Crunchbase!

You might have heard of something new that the media is referring to as “Freedom Checks.” In one of the ads, Matt Badiali is seen holding a check worth a huge amount of money. What is interesting is that the check is very similar to the tax refund check that you receive from the government. Most viewers have considered these ads as one of the several scams on the internet. The main reason could be the nature of these ads which are sometimes sensational. People often wonder how the government can write checks to civilians for no reason. This seems impossible.

The confusion about freedom checks is mostly because they aren’t well understood. Additionally, most people don’t know Matt Badiali and why he talks about freedom checks. What qualifies him in the first place to suggest such an opportunity? How can the average person know whether they’re legit or not? Read more at Agora News about Freedom Checks.

Matt is a renowned financial analyst and has a background in geology which has put him ahead of others. Matt pursued Earth Sciences in Penn State University where he earned his Bachelor of Science degree. Later, he moved and pursued his Master of Science in Geology from Florida Atlantic University. His vast knowledge has made him travel to all corners of the earth personally inspecting mines and wells in countries like Turkey, Switzerland, Haiti, Hong Kong, Papua New Guinea, Singapore, and Iraq among other places. He has also had the chance to interview CEOs during his travels which have helped him to acquire first-hand information.

How Matt Badiali Discovered Master Limited Partnerships (MLPs)

As Matt worked for a reputable financial expert on projects that took him around the world, he discovered MLPs which is an exclusive group of over 550 companies that issue freedom checks. These companies focus on processing, storage and the transportation of gas and oil. These companies search for new wells and transport gas and oil across pipeline networks. They are in charge of transporting gas and oil from Marcellus Shale, Permian Basin, and Bakken Shale and other major oil and gas wells in the U.S.

The good thing about investing in freedom checks is that they can easily dwarf the average Social Security payments by up to four times. Additionally, the government considers these payments as “return of capital” which means that your monthly payment won’t be subjected to income tax. Visit:


When people learn about Ryan Seacrest beyond what they see on the shows he hosts, they are going to see someone who is a true inspiration. He has overcome a lot and works well in spite of some of the disadvantages he has. While a lot of people admire him for his physique, he will tell people that he used to struggle with his weight as a child. He used to be teased for being a little bit heavier. However, he has put in a lot of effort to get in shape, and he has worked very hard to keep himself in shape.

Ryan Seacrest, the producer and TV host, also revealed that he has ADD. Among the people he talked to about ADD is Kanye West. Among the different things that Ryan Seacrest has talked about was meditation. This was when he has admitted to being distracted easily. While a lot of people look at ADD as something that is a disorder, a lot of people who have made a lot of progress in life had ADD or ADHD. ADD and other variants are a challenge to deal with. Those that manage to find a way to thrive even with these disorders are going to make a lot of progress and be an encouragement to others.

Ryan Seacrest has a lot of achievements as per Forbes and even empathy when it comes to dealing with people. As a host and someone who interviews stars, he is someone who is eager to listen to people. While he also has a fun side, he is mostly very productive. He is also willing to give people the secret to success when it comes to responding to emails. One thing that he says that works for him the best is saying “got it”. Ryan has accomplished a lot in his lifetime, and he has a lot more ahead for him.

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The Better Business Bureau awards its Torch Award to a select few companies who they feel are deserving of receiving it. Aloha Construction is one of the companies deemed deserving enough to receive the prestigious award and they are honored. The Torch Award was established in 1996 and honors only those companies that show they are capable of upholding leadership, social responsibility, best practices, and generally have high standards.

Aloha Construction received the award in 2017 in recognition of tSimply Caresheir Marketplace Ethics. They make regular contributions to the community and are always giving back. They have a charitable branch known as the David Farbacky Foundation and they’ve reached out to many organizations including Omni Youth Services. They donate $5 for every assist scored by the Illinois State University and they sponsor the Central Illinois hockey team. They also support the Boys and Girls Clubs of Bloomington and sponsor the Roselle Medinah softball and baseball organizations.

Aloha Construction helped out a single mother and her daughters and gave them the shopping spree of their lives-$7,000 of toys to buy and take home. They also made it possible for a 12-year old boy with congenital heart failure and some of his closest friends to get to see the Chicago Bulls play the Houston Rockets which is something they could only dream of. The company has such a love for their community and it shows not only in their hard work but in the many ways that they give back. They truly care about their community.

Aloha Construction cares about everyone-their community, their employees, and their clients. They are a company that also provides great services such as siding replacement, roofing, and gutters and they always back their work with a warranty. Their contractors are properly trained and licensed as well.

Aloha Construction takes great pride in their work and is extending their services to include a restoration and interior remodeling branch. this new addition will provide an array of services including mold removal, water damage restoration, fire damage restoration, and carpet cleaning just to name a few of their services.

Mina Ebrahimi is a perfect example of someone who came from nowhere and built a successful business only with her sheer determination and perseverance. Coming from an immigrant family, she always wanted to make a difference in the society and her success has certainly justified her efforts. She strongly believes in the concept of passion and creativity in both personal and professional lives. She had a passion for cooking and with some level of creativity, she was able to scale her family’s bakery business into a full-scale catering business catering both corporate and personal events. She says that her passion for things make her content in life and allows her mind to improve in a more innovative way.

One of the statements that she made which were quite remarkable is her passion for creating something and giving it back to the community. She believes that such a feeling is totally priceless. She wakes up every day with a thought of making her business as well improving her customer experience better than it was yesterday. This passionate drive allows her spirit to be alive and makes her day a complete one. She wakes up at around 2 am every day and comes up with newer ideas only to make sure that Saint Germain Catering is the best in the nation. She is also very kind and compassionate towards her customers and employees.

She says that the size of the business is independent of the success it can achieve and this creative thought has led her catering business to be named as Best Caterer in the Northern Virginia area. Her business is committed to handling events of any size and there are times when her team caters up to 200 events in a single day. And while they do that, there is no shortage of excellent customer service and exceeding customer expectations. Since food is the main element for the success in a catering business, the food that she serves is prepared by award-winning chef accompanied by a multi-ethnic team. Whether you are looking for Italian, Mediterranean or Mexican food, she has you covered on all of those and more.