USHEALTH Group, located in Fort Worth Texas, is a family of companies that are committed to offering affordable, innovative, and personalized insurance covers. Through the National Foundation Life Insurance and Freedom Life Insurance Company USHEALTH provides accidents and disability, life, and specified illnesses insurance solutions for families, small enterprise owners, and their staff and individuals.

For more than 50 years, USHEALTH group has catered to over 15 million customers. The Group’s goal is to understand the unique needs of clients and provide services aligned with the needs. USHEALTH Group offers a variety of insurance solutions to cater for all customers. The product offerings by the group allow customers to select the products that can accommodate their immediate needs. Using innovative product development mechanisms, USHEALTH provides flexible, reliable, and affordable covers.

At USHEALTH family group insurance, your budget is not a constraint but a factor that can help you select the insurance option you can comfortably service. Quit worrying about high annual deductibles and subscribe to the other options that offer first dollar gains for the services covered and an array of discounts. These kinds of plans are not only affordable but provide assurance and first dollar protection.

In case your immediate objective is to have a plan that is comprehensive, custom made, and allows cost sharing, you can check out the USHEALTH accident and specified diseases plans. The group and family options guarantee full coverage without further underwriting. You can also buy the Optional Guaranteed Short-Term rider for USHEALTH group and family insurance that enables you to access a short-term medical-surgical expense plan. The USHEALTH family insurance allows you to enroll in a health plan all through the year.

Regardless of the coverage you prefer, USHEALTH ensures you enhance the level of protection through the ancillary products such as income protector, dental plans, short term accident disability income, vision plans, accidents and defined sicknesses. USHEALTH purposes to be your trusted relationship partner throughout your life journey by regularly fulfilling its promises to you.

Through the network of USHEALTH Advisors, you will receive detailed product advice and constant attention. The teams of advisors are well trained and have the necessary certifications. Their dedication to excellent customer experience has made the group a renowned global leader in innovation, customer service, and business growth.

Two principles guide service delivery at the USHEALTH group, each client is unique, and there is no standard approach to attending to the customers. It is no wonder the that the Better Business Bureau assigned an A+ rating to USHEALTH. Plus, the group made the list of the Top 50 North American Call Centers on 2013. If you need to file a claim, USHEALTH will work round the clock to ensure you get on time.

It is surprising how some of the athletics wears are taking over the world. For instance, the demand of yoga pants has increased at a high rate in the past few years. The increase is fueled by the booming health and wellness industry, and analysts have predicted that athletic apparel market will continue to grow by 50 percent by the year 2020. The net worth of the sector is estimated to be approximately 50 billion dollars. This is also expected to double in the next three years.


Started in 2010, Fabletics is one of the leading companies in the production of athletic apparels. The company has found a unique niche in the crowded market to influence Athletics lifestyle. It utilizes its e-commerce business model which offers a technically precise and fashion athletic wear at a meager price. The company was founded by Adam Goldenberg and Don Ressler. The company has also been focusing on personalized shopping experience based on member’s preferences. Fabrics which is now known as TechStyle Fashion Group. The group has five subsidiary brands which include JustFab, FabKids, Fabletics, and Shoedazzle. Under the leadership of Adam Goldenberg and Don Ressler, the company has experienced massive growth, and in 2011 it received $33 million from US venture capital firm.


Adam Goldenberg and Don Ressler have had a series of successful business record. For instance, Adam Goldenberg began practicing his entrepreneurial skills at the age of 13 when he started online bulletin board that he later promoted it to be a game website called gamer’s alliance. At the age of 17 years, Adam sold gamers alliance to a different company after receiving a good offer. He has played a massive role in decision making of the TechStyle. The company’s headquarter is located in EL Segundo CA due to its vicinity to the international airport and numerous luxurious beaches.


Don Ressler also has had a distinguished record of better business performance. He is the person behind some of the successful brands such as Intelligent Beauty and its subsidiaries. He also founded, which was purchased by intermix media 2001. Intermix media is also co-owned by Adam Goldenberg and Don Ressler. The two started doing business at a very tender age, and their focus and determination have seen both of them become very successful. Their commitment and motivation to accomplish the excellent things in life have agitated lots of professionals to execute many things that most thought that was impossible.

Adam Goldenberg and Don Ressler are the creators of Techstyle Fashion Group that consists of several membership-based beauty, clothing, and accessory firms. These two top executive once had limited knowledge about fashion. However, they possessed a strong desire to succeed and commitment to understanding the needs of the consumers. Adam began his entrepreneurial journey when he was only a teenager. His first business, Gamers Alliance, served as an advertising platform that targeted gaming websites. In 1999, Intermix bought this advertising firm and employed Adam as the VP responsible for strategic planning. At only 20, he had ascended to the COO post at Intermix.


Don Ressler followed a similar path as Adam to become a senior employee of Intermix. In 2011, the company acquired his critically acclaimed website called Additionally, he had successfully raised money for a broad range of online firms. His success in the online business motivated him to venture into the fashion world. Working at Intermix created a favorable environment for Adam and Ressler to become friends. As their friendship experienced continuous growth, they decided to start a joint venture. In 2006, they unveiled an e-commerce firm known as Intelligent Beauty as well as other profitable ventures. While working on these many fashion businesses, the duo started brainstorming a unique way of transforming online shopping. They were aware that fashionable, comfortable outfits were highly demanded, and they understood that most clients did not have an ideal tactic for identifying personalized fashion.


Techstyle delivers stylish fashion with a customized touch


Techstyle’s first firm was called JustFab, a highly regarded membership-based clothing business that avails an opportunity for members to acquire personalized sports outfits and accessories on a monthly basis. The firm also illustrates ideal ways of mixing and matching fashion pieces, allowing members to make an informed decision when choosing the preferred styles.


The emergence of Techstyle


Most of JustFab’s funding originated from a top venture capitalist referred to as Matrix Partners. This capitalist also funded Intelligent Beauty. JustFab underwent a rebranding process in 2016, leading to the formation of Techstyle. Adam and Ressler coined the name Techstyle to refer to the way the firms combine technology and fashion. Given that both Adam and Ressler have in-depth knowledge and experience in digital commerce, they decided to give JustFab a tech-friendly name. Their main aim is to create and acquire more fashion brands that incorporate aspects of modern technology in the manufacturing and marketing of fashion products.

Adam Goldenberg is the owner of Gamers Alliance, an advertising network that was designed for gaming websites. He started out after he dropped high school and became the vice president Intermix Media in the year 1999. Since he was only 20 years old, Adam became the youngest Chief Operating Officer. It was at Intermix Media Company that Adam met Don Rossler, the owner of Don used his website to advertise and market personalized clothing including athlete’s fitness clothing. However, he sold the website to Intermix Media in the year 2011. Consequently, the sale of the website enabled Don to purchase several online websites, which were reported to be the reason he ventured in the fashion industry.


During their partnership, Adam Goldenberg became a close friend to Rossler. It was as a result of their friendship that Adam and Rossler decided to form Intelligent Beauty, a commerce company. Additionally, the two entrepreneurs continued to form more brands, which heavily influenced their company’s performance. Further, their friendship enabled them to define new ways to create online shopping websites. These websites were fundamental in the company’s advertisement of its products. Apart from that, they were able to come up with JustFab Company, which offered personalized clothing on its online platform. Since members could receive personalized clothing at a click of their website, JustFab Company used their fashion experts to provide advice on mix match clothing.


JustFab funding came from a venture capitalist known as Matrix Partners, which enabled them to establish a million dollar company. Additionally, they were also responsible for the funding of Intelligent Beauty Company. In the year 2016, JustFab Company was rebranded to Techstyle Company. Its rebranding came as a result of Adam Goldenberg and Rossler’s method to blend in fashion and technology. Although the company’s performance was exemplary, there are several additional factors that added to its performance. These factors include Goldenberg’s and Rossel’s hard work and commitment. The two entrepreneurs were greatly committed to their work which enabled the company to register tones of income.


Due to their interest in the technology world, Adam and Rossler were able to run a successful company that was greatly admired by many people across the world. As a result, their company attracts fashion lovers, athletes, and many other individuals to several of their stores in America. However, with the kickoff of the company’s online methods, it was reported that the method would reduce flocking of people in their stores.

Don Ressler and Adam Goldenberg are co-founders and current co-CEOs of an e-commerce company known as TechStyle. The two have vast experience in online entrepreneurship and began their journey in business at a relatively early age. TechStyle is a group of online platforms that specifically offer membership-based clothing, accessories and a wide range of beauty products.


The most popular firm under Techstyle Group is JustFab that has more than 4 million subscribers. JustFab is an online platform offering a wide range of affordable handbags, shoes, and yoga pants. The company has always relied on venture funding as its main source of funding for its international expansion. JustFab previously received funding from venture capital firms like Matrix Partners, Technology Crossover Ventures, Intelligent Beauty, and Rho Ventures.


Ressler and Goldenberg co-founded Techstyle in March 2010, and the company has subsidiaries that specialize in online business. Currently, the company has four major subsidiaries that include JustFab, ShoeDazzle, Fabletics, and FabKids. Techstyle’s mission is to offer a personalize fashion experience to its customers. As the company founders, Ressler and Goldenberg are largely involved in carrying out administrative functions at the company and management of daily operations. They are in charge of the company’s global expansion programs and play a major role in looking for investors to facilitate expansion.


Ressler and Goldenberg previous worked for Intermix Media before they formed Techstyle. Intermix Media had acquired two companies belonging to the two, and this made them join the company as employees. Ressler and Goldberg were forced to leave Intermix Media after it was sold to News Corp. Apart from Techstyle; the two are co-founders of an e-commerce conglomerate known as Intelligent Beauty.


The company has three major subsidiaries that include; a subscription fashion business, a smell and taste therapy business, and Sephora. Techstyle’s head offices are located a few miles from the beach in El Segundo, CA. Southern California is a perfect location for Techstyle’s headquarters because the employees, clients, and guest can easily use the geo-filter to access the clear-blue skies and the beautiful palm-trees.


JustFab is categorized as a “Unicorn” by the media because it has been able to achieve what was believed to be difficult, rare, or unstudied. Such companies record good performance in the stock market and are mostly funded by venture capitalists. TechStyle has always applied data-driven marketing in its marketing operations to grow its brand. Through data-driven marketing, Techstyle has been able to; optimize customer experience, improve product development, expedite results, and automate its marketing operations.

Apart from being a famous author, dramatist, poet, television script writer and a filmmaker, Roberto Santiago is a serial entrepreneur. He is the owner of the prestigious Manaira shopping center and other shopping malls in Brazil. Throughout his writing and investments careers, he has received recognition for his literary skills and business acumen. Apart from running the most successful shopping complex in Latin America, he has also written several internationally acclaimed books for both children and adults. Read more on

The Manaira Shopping complex is built to international standards, and it provides various social amenities and educational facilities like the buffet Pirlimpimpim, a park for children, a large food court, a college, conference facilities, cinemas, gyms, banking halls and a gourmet restaurant. What makes him an outstanding writer, filmmaker and screen director are the achievements he has acquired in the industries. Audiences from all over the world have received his productions with great acclamation and praise. Roberto Santiago has won the Edebé Prize for Children and Youth Literature and the Editorial SM prize many times in succession. And for the big screen and in many television shows, his dramatic productions have been serialized. Many translations of his work exist in several major international languages, and in the section of the Cannes Official Festival, Ruleta, one of his tragic, dramatic productions received the place of honor.

A comic Horror called La Casecha was awarded the first position at the Oregon Festival of Horror, and in many productions being seen all over the world, Santiago has partnered with Unicef. His personality is characterized by determination, foresight and hard work, and that is why he is such a successful author and entrepreneur. In the Faculty of Literary Creation at the School of Letters of Madrid, he was always the leading student whose performance was a subject of envy among his peers. The same academic prowess he regularly demonstrated also served him well when he was a student at the Universidad Complutense de Madrid. He improved his mastery in creativity at the Faculty of Communication Sciences. The great achievements he has got in the world of literature, filming, theater, arts and television provision have earned win recognition all over the world. Visit his profile page on Facebook.

Some of his most reputed works include Ana which received the Editorial Planeta and is also a favorite book for adults, the Syndrome of Ulysses for Antena 3 which is a humor series for the television,, the Other Side of the Bed which also got the T Theater Award for being a creative work, and combination of football and intrigue novels called Los Futbolísimos (SM). Born in Madrid, Spain in 1968, Roberto Santiago has worked hard to become a wealthy investor, publisher and book writer.

Entrepreneur and founder of Talk Fusion, Bob Reina, is the acting CEO, but unlike most business owners, he has decided to put people first both within Talk Fusion and worldwide. From its beginning, Talk Fusion has been committed to giving back and changing lives. Today, the company is in a top position internationally, and Reina is not looking back.


The video industry is extremely competitive, but Talk Fusion has a dedicated team that excels in the field, and they use only state-of-the-art technology. This results in crystal-clear videos and phenomenal sound, which Talk Fusion is known for. Reina often says, “With great success comes greater responsibility.”


This kind of commitment in business will typically result in nothing less than incredible success, and Bob Reina uses his profits to improve and assist in many. Last year, he wrote a check for one million dollars to the Tampa Humane Society. This was his largest donation to date, but he has also given to an orphanage in Indonesia, and he allowed his team members to select a non-profit organization that he then gave each agency a premium All-in-One Solutions package from Talk Fusion free of charge.


There is not another package like the All-in-One Solutions package anywhere, and Reina takes great pride in offering it to small and medium businesses in 140 nations. It is predicted that by the end of 2017, video communication will be used by over 95 percent of all internet users, and Talk Fusion is at the top of the industry.


The All-in-One-Solutions package includes Vidoe Email, Video Chat, Video Newsletters, Live Meetings, Sign-ups and an analytical program.


Bob Reina began Talk Fusion because he had a need to send a 10-second video to his mother while he was on vacation in 2004. When he couldn’t find a venue to do this, he and a tech-savvy friend decided to develop the first Video Email, and Talk Fusion was born. This Video Email went around the world in the first year because of its excellent design, and today the All-in-One Solutions package is the premier package on the market.





Flavio Maluf is the CEO and Chairman of Eucatex, a leading Brazilian company that specializes in the production of high and medium density fiber panels and other building material from natural eucalyptus. The company boasts of having the largest local market share and is also one of the leading global companies, in this industry. As such, Flavio Maluf must be concerned by anything that might affect the sales of the company, be it in a positive or negative way. Maluf recently analyzed Brexit and the consequences that it would have.



Consequences on British Economy


Negative consequences were seen on the UK’s economy, immediately it exited EU. First, was the more than 12% drop in all the major stock markets. This was shortly followed by a devaluation in currency. In the long term, UK would suffer from restricted trade. They will no longer be allowed to trade freely with the members of EU. Trade will now be affected by tariffs and quotas if they are trading in this countries. Also, incoming investments will be greatly affected. However, the one benefit that they will gain from the exit is bilateral trade. They will now trade as they like, with other non-EU members, without being restricted by the body.



Impact on Brazil Imports and Exports


Brazil has everything to benefit from Brexit. Today, they can enter into bilateral trading agreements with UK, something that would not have been possible in the past, when they were still EU members. Therefore, they will be able to export to European nations more without the fear of restrictions and standards that were otherwise placed by EU. So, for companies such as Eucatex, which is located to Brazil, the move was an advantage to them.



Impacts on EU


EU will suffer greatly for losing UK as one of its members. UK was amongst the three largest contributors to this body. And now, with France lagging behind economically, it will all be left to Germany to support the body.



InnovaCare recently announced several additions to its leadership team as it looks to rejuvenate its performance and strengthen its position in Puerto Rico’s healthcare industry. It recruited some of the best professionals in the healthcare and insurance industries. Here is an overview of the two most notable additions: Penelope Kokkinides and Richard Shinto.

Penelope Kokkinides

Penelope Kokkinides is not new to InnovaCare as she once worked for the company as its Chief Operating Officer and Vice President of Clinical Operations. She rejoined the company in June of 2015 as its Chief Administrative Officer.

Kokkinides has over two decades of experience in the health and insurance industries. She worked as the Chief Operating Officer for Centerlight Healthcare before joining InnovaCare. She also worked in the capacity of Corporate Vice President for AmeriChoice’s department of Care Management and Disease Management. She also spent considerable time working as the Chief Operating Officer at Touchstone Health. Her experience in working with Medicare and Medicaid government programs makes her a valuable addition for InnovaCare. Learn more about Penelope on Bizjournals.

Richard Shinto

Richard Shinto is the CEO and President of InnovaCare. He is not new to the company either; he previously served as the CEO and President of Aveta, Inc for five years before it was sold in 2012. He too boasts of over two decades of experience in the healthcare industry.

Dr. Shinto’s career in healthcare began in the 90s when he worked as a pulmonologist in Southern California. He has since served in many capacities for different organizations. For instance, he worked for MedPartners as the Corporate Vice President of Medical Management from 1996-1997. He also served as the Chief Medical Officer for Cal Optima Health Plan and Medical Pathways Management Company. Rick Shinto is considered an invaluable member of the leadership team thanks to his deep knowledge of the company as well as his experience in other organizations.

About InnovaCare, Inc.

InnovaCare operates some of the leading plans in healthcare services in Puerto Rico; its services include PMC Medicare Choice, Inc., MMM Healthcare, Inc., and the Government Health Plan of Puerto Rico. It is one of the leading healthcare service providers in Puerto Rico especially thanks to its cooperation with the government’s health plan. In fact, it is the only service provider offering NCQA-Accredited health plans in the island.

InnovaCare prides itself in leading in multiple aspect of healthcare service provision. It promises advanced technology services, affordability, and innovation in service provision.

View her infographic resume at

Hussain Sajwani is the owner, chairman, CEO, and the founder of the biggest luxurious private real estate company in the Middle East, DAMAC Properties Dubai CO. PJSC. Mr. Hussain Sajwani founded DAMAC Properties in 2002 having realized a niche in the Dubai’s government decree which permitted foreigners to own property within the United Arab Emirates. He started off by purchasing land in an underdeveloped part of the town, did a little construction, and in less than six months he had sold his first thirty-eight story building. Hussain Sajwani has since then carried on the construction business and developed it into, DAMAC Properties which makes him worth $3.3 billion.

Hussain Sajwani before DAMAC Properties

Hussain Sajwani, a 63-year-old husband, and father of four studied Bachelors of Arts/Science in the University of Washington. He began his business career in the food industry, serving clients such as the U.S Military during an operation Desert Storm. He had since worked with American companies on a global level in countries including Bosnia, The Gulf, and even Somalia.

The Rise of DAMAC Properties

Having been founded in 2002, the Dubai-based company under the leadership of its founder Mr. Hussain has contributed largely in making Dubai a worldwide tourist destination. The DAMAC Properties Company deals in engineering, architecture, construction, and real estate which it has all thrived in. Of course, Hussain Sajwani did not manage to achieve this all by himself; he teamed up with other globally thriving brands to promote his own. Companies such as Versace and Fendi have assisted in designing apartments. Sajwani has even collaborated with Donald Trump with the aim of having his International Golf Club incorporated into Mr. Hussain’s real estate business.

Hussain Sajwani’s Philanthropic Work

DAMAC Properties CEO offered a cheque of two million on a campaign to clothe a million deprived children globally. Mr. Hussain Sajwani believes, and expressed in his speech during the event that; the children are the future of the society hence it is important that they get the very best start in life by the provision of the appropriate environment.