Financial advisor David Giertz talks of meaning retirement and how retirees can save up for their future after leaving employment. He says that majority of retirees have a habit of just saving money and not spending it. David says that there is good news that older people can now spend their hard-earned money in more responsible ways and still enjoy their lives. Older people can has the ability to have fun after they retire with the help of cash reserves and budgets. David Giertz advice to retirees is to plan wisely for the future to ensure that they have a successful retirement.

David Giertz says that many millionaires normally find it hard to spend their money like going for vacations with their family and friends. Saving up for retirement can sometimes become a habit for many and later they acquire a negative attitude when it comes to spending the money that they have accumulated. It is important to have the right kind of discipline according to David since this will ensure that retirees get to appreciate the good things that life has to offer. Many retirees normally misunderstand the sole purpose of saving money although it is a good virtue to have financial discipline.

David Giertz is a graduate from the Millikin University where he managed to acquire his MBA. He has worked as a financial planner for almost 30 years and has therefore acquired the required expertise and experience when it comes to the financial world. He formerly worked with Nationwide Financial as the president of the sales and distribution department. David helped grow the company from $11 billion to approximately $17.8 billion. He also has experience when it comes to mutual funds, life insurance policies, annuities, retirement plans and many others. A philanthropist, David Giertz is also committed in giving back to the community.

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